I have been unemployed since January, 2008. God honored our stewardship and we were able to pay off our credit cards and auto loan in April, 2009. My husband’s income was cut and we are now living on 63% of our 2007 income. (Updated 10-14-11.)

I have subscribed to debtproofliving.com for years. It has been an invaluable resource.

Due to a health issue, I cannot work outside of my home.

We have three grown children. When our oldest son married in November, 2009 we were able to pay our share of the expenses without going into debt.

Our children were able to purchase vehicles without us co-signing the loan.

My husband does not make six figures. When we both were working we got about halfway there.