I always refill all of my medications during the last half of December. I want to have everything on hand before I have to meet another deductible. Another reason I do it is because I want to avoid being out during January as it is typically one of the coldest months of the year. I would rather hunker down with a good book and a cup of hot chocolate!
You may want to pick up some “Forever” Christmas stamps and that way you can send next years cards at this years postage prices.